Chip Young

Investment Management Consultant



Originally from Durham, NC, Chip received his Bachelor of Arts degree in Political Science from the University of North Carolina at Chapel Hill. After graduating, he enlisted in the U.S. Army and spent two years stationed in Giessen Germany. In 1969, he returned to the US to begin his financial career as a trust officer for NCNB in Charlotte and later transferred to Hickory. He became an independent investment advisor in 1976 and joined Raymond James in 1989.

Chip Young is a Branch Manager and CERTIFIED FINANCIAL PLANNER  (CFP®) with Raymond James, in the firm’s Hickory, NC branch office. Chip believes the cornerstone of a successful client/advisor relationship is the mutual trust and respect that develops over time, and he is deeply committed to helping his clients realize their long-term financial goals. He provides a comprehensive approach to wealth management, risk management, retirement planning and estate planning to medical professionals and businesses. He works diligently to meet his clients’ expectations with exceptional customer service and the intention of being their trusted wealth advisor for life.

Chip has always been very active in the community and currently spends time working with the Western Piedmont Symphony and the Catawba Valley Camera Club. He enjoys world travel, golf, photography and entertaining his four grandchildren. Chip and his wife Lynn will celebrate their 50th wedding anniversary in October. They have two children, Frank and Catherine.



Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.


In life, it’s important to find a financial planner you trust to provide sound, unbiased advice and professional services. Being CFP® certified means someone has voluntarily taken the extra steps needed to provide the highest possible standard of financial planning to those they serve. To become a CERTIFIED FINANCIAL PLANNER™ professional one must pass the comprehensive CFP® Certification Exam, have a minimum of three years’ professional experience in financial planning process and must be approved by the CFP Board, which involves an extensive background check – including an ethics, character and criminal check. To maintain certification, CFP® license holders must complete 30 hours of continuing education accepted by the CFP Board every two years.

How does working with a CFP® certified advisor benefit you? CERTIFIED FINANCIAL PLANNER™ professionals are held to the utmost standards of ethics and professional responsibility, which prepares them for a career-long commitment to provide truly personalized services to meet your needs; all while maintaining high levels of financial planning and professionalism. CFP® professionals maintain their professional edge through ongoing education and training in addition to the rigorous requirements to represent a high level of integrity, objectivity, competence, fairness, confidentiality, professionalism and diligence when working with you.